Whilst I don't plug private companies, I thought this e-mail received summed up many ordinary Australians, who live life, work for job (Just over Broke), end up poor at retirement, then pass away.
Cheers
Dave.B.
Money Hints & Tips #16
From David Wright - Simply Budgets.
It's been quite a while since I started mailing out my free
“Money Hints and Tips” newsletter. I've had an
overwhelming, yet humbling, response from people thanking
me for the information they have received. It certainly
gives me a great deal of satisfaction when someone e-mails
me with a little success story or a few words of
encouragement. In fact this gives me great motivation to
try harder, to do better, and to want to help more people.
Today I have a really important message for you that I
hope will really make you think hard. I have come up with
something that I believe will help you dramatically if you
just understand how important what I am offering and/or
suggesting is. I have tried to break the reasoning behind
this down into very simple and easy to understand logic
because it is so important you understand the basics I am
now going to try to impart to you. Let's get started!
Have you ever wondered what it is that causes one person to
earn one level of income while another person earns twice
as much or more? No doubt you have realised it has nothing
to do with how many arms or legs they have. Probably you
realised it's got nothing to do with how intelligent or
smart they are because some of the world's richest people
never made it to high school.
Have you ever considered what it might be that causes you
to earn the amount you earn and not more? Would you like to
find out if there is something you can do to earn more?
(This is a serious question because some people are so
entrenched in where they are in life, and have been there
for so long that they have not only lost sight of the fact
they would like to achieve more, but they have forgotten
about, or lost the desire to even 'want' to want to achieve
more). Look at the people around you and think about what
you think they expected out of life when they left school.
(Not what they wanted, but what they expected).
Do you earn what you expect to earn? What is it that sets
your expectations and causes you to accept your level of
financial performance? Are you just too pooped at the end
of the week to achieve any more? Has your life floated to a
level that has been the result of balancing pain against
pleasure? Stop for a moment and consider the most basic
analysis of how this happens:-
You start out in adult life. You have and do nothing.
(Euphoric state, no effort, no pain) The sun comes up and
you feel hot and get sun burnt. The sun goes down and you
get cold and mosquitoes bite you. You begin to get hungry.
Something in your head says, “It would be better to go
through a bit of easier pain working hard enough for a boss
who pays me money so I can pay for food clothing and
shelter”.
Your life returns to a balance between pain and pleasure.
(No longer euphoric, but a tolerable trade-off) You get
tired of walking to your favourite places and to work. The
pain of walking begins to become worse than the pain of
working and you trade more effort for less pain and you
work to buy a car. Other things influence your pain
threshold and you work harder to fulfil more needs.
Eventually you find a point where the pain of working and
the pleasure of living like you do are in equilibrium and
you have found your standard of living.
This is where you always are, at the balance point. Why
then does a difference exist between one individual (or
family) and the next? Why is there such a staggering
difference between the income and living standards of
people in our society? Do we all feel different levels of
pain? If you began your working life expecting to be
successful to a certain level, I would suggest that it is
most likely that you have (or will) achieve that level.
That is, your reality is within a short distance of your
expectations.
Strangely, you say you would like to do better, but the
balance is just as far as it can be pushed using the
systems and expectations you currently have and that is the
fact of it. Over a period of time you exhaust all of the
ideas in your thought vocabulary and the effort in your
energy basket and you accept a standard that is a trade
off.
IMPORTANT:- I hope you would accept and agree that you have
potential for more. (Let's face it; no human being has ever
reached their maximum potential.)
But wait a moment! What if your expectations were
different? Would that make a difference? What if your
beliefs were different about what you can achieve? Would
that change things? What if you learnt how other people
over the years have done miraculous things and made more of
their potential than the average people around them? Is it
possible that if you spent one hour a day talking,
questioning, and learning from a person who is dramatically
more successful than you or who has overcome incredible
odds to succeed, would it perhaps make a difference in your
'accepted standard of living' and in what you can achieve?
Is it worth the risk or effort to find out?
What if you went right out on a limb and exposed yourself
to the risk of wasting some time and effort to regularly
feed off other people who have already done bigger and
better things than you have? Are you happy enough with
where you are right now that you would not benefit from
learning a different set of rules? You know, it's not how
hard you work that makes the difference; it's how smart you
work!
One person could carry buckets of water all day long to
their vegetable garden to grow their food. Another could
dig an irrigation channel from a stream and then sit under
a tree for half the day and achieve the same outcome as the
person carrying the bucket. You are capable of far more
than you currently are achieving! If you just could break
free of your expectations and you self-inflicted limiting
thoughts.
I have previously made it clear (I hope) that it is
information that makes the big difference when it comes to
managing where your money goes. That is what my Simply
Budgets software package is all about. Hopefully you have
already taken advantage of the application of the basic
rules of 'goal setting' and 'organising' that Simply
Budgets has to offer.
Now I am suggesting that the application of different
information learnt from many experts in their field not
only might, but will, make a major difference in your life
both financially and in other personal ways.
This information I am referring to is available to you in a
very low cost form. What if you were to read one book a
month that was written by someone who has gone before you
and discovered exciting and empowering things about money
and personal development? Would that help you improve the
balance point in your life? Do you doubt that reading and
learning from the minds of great people would change who
you are and where you are going in life financially,
spiritually and personally?
I realised many years ago that we all travel the journey of
life wishing for more, but not really knowing what to do
about it. For every step forward there seems to be just as
many steps backwards. I changed my life by changing what I
believed about myself and how I thought in my own mind. It
took constant and consistent effort and learning from other
more successful people. I realised that if I wanted things
to change, I would have to change, and the only things I
could think of that influenced who I was, was the books I
read, the people I mixed with and listened to, the
television and movies I watched and my attitude to all of
these.
I want to suggest to you that you can totally change your
life over the years ahead by taking every opportunity you
can get to go to the right seminars, mix with successful
people, listen to learned speakers and read the right
books.
I believe this so much that I invited someone who I know
and trust to assist me to put together a list of books that
we feel you should consider reading as the beginning of the
start of the next phase of your life. Christian Uhrig is
that person. He is a business associate and friend who is
very successful and has a wealth of knowledge to draw upon.
He is widely read in the field of both personal and
financial development and so I invited him to assist me in
selecting a quality range of books that are sure to
educate, motivate, and inspire you on to a more successful
future.
After having done that, we decided to go one step further
for you. You are very welcome to go through the list of
books we recommend for you and find them at your local book
store. However, we realised there would be advantages in
the purchasing power you and all the other people who
receive the “Simply Budgets Money Hints and Tips” would
have together, and so we decided to offer these books to
you at a better price than you would normally have to pay.
Today I am happy to present to you the new Simply Budgets
Book Store. Take a look to see how we have set it up to
assist you. Click on the link below:-
<http://www.sb-books.com>
If you would like to add your name to a Mailing List that
will allow you to receive, free of charge, regular news and
information about new books and recommended reading, click
on the link below:-
<http://www.simplybudgets.com/bookstore.html>
Remember we respect your privacy and always adhere to our
privacy policy which is available for viewing at the Simply
Budgets web-site. We will never sell, rent or give your
information to anyone else without your permission.
I hope that the energy we have put into setting up this
resource will help you to become more satisfied in life and
able to bless more people around you with the wealth you
gain.
Until next time…..To Prosperity.
Regards David Wright.
Cheers
Dave.B.
Money Hints & Tips #16
From David Wright - Simply Budgets.
It's been quite a while since I started mailing out my free
“Money Hints and Tips” newsletter. I've had an
overwhelming, yet humbling, response from people thanking
me for the information they have received. It certainly
gives me a great deal of satisfaction when someone e-mails
me with a little success story or a few words of
encouragement. In fact this gives me great motivation to
try harder, to do better, and to want to help more people.
Today I have a really important message for you that I
hope will really make you think hard. I have come up with
something that I believe will help you dramatically if you
just understand how important what I am offering and/or
suggesting is. I have tried to break the reasoning behind
this down into very simple and easy to understand logic
because it is so important you understand the basics I am
now going to try to impart to you. Let's get started!
Have you ever wondered what it is that causes one person to
earn one level of income while another person earns twice
as much or more? No doubt you have realised it has nothing
to do with how many arms or legs they have. Probably you
realised it's got nothing to do with how intelligent or
smart they are because some of the world's richest people
never made it to high school.
Have you ever considered what it might be that causes you
to earn the amount you earn and not more? Would you like to
find out if there is something you can do to earn more?
(This is a serious question because some people are so
entrenched in where they are in life, and have been there
for so long that they have not only lost sight of the fact
they would like to achieve more, but they have forgotten
about, or lost the desire to even 'want' to want to achieve
more). Look at the people around you and think about what
you think they expected out of life when they left school.
(Not what they wanted, but what they expected).
Do you earn what you expect to earn? What is it that sets
your expectations and causes you to accept your level of
financial performance? Are you just too pooped at the end
of the week to achieve any more? Has your life floated to a
level that has been the result of balancing pain against
pleasure? Stop for a moment and consider the most basic
analysis of how this happens:-
You start out in adult life. You have and do nothing.
(Euphoric state, no effort, no pain) The sun comes up and
you feel hot and get sun burnt. The sun goes down and you
get cold and mosquitoes bite you. You begin to get hungry.
Something in your head says, “It would be better to go
through a bit of easier pain working hard enough for a boss
who pays me money so I can pay for food clothing and
shelter”.
Your life returns to a balance between pain and pleasure.
(No longer euphoric, but a tolerable trade-off) You get
tired of walking to your favourite places and to work. The
pain of walking begins to become worse than the pain of
working and you trade more effort for less pain and you
work to buy a car. Other things influence your pain
threshold and you work harder to fulfil more needs.
Eventually you find a point where the pain of working and
the pleasure of living like you do are in equilibrium and
you have found your standard of living.
This is where you always are, at the balance point. Why
then does a difference exist between one individual (or
family) and the next? Why is there such a staggering
difference between the income and living standards of
people in our society? Do we all feel different levels of
pain? If you began your working life expecting to be
successful to a certain level, I would suggest that it is
most likely that you have (or will) achieve that level.
That is, your reality is within a short distance of your
expectations.
Strangely, you say you would like to do better, but the
balance is just as far as it can be pushed using the
systems and expectations you currently have and that is the
fact of it. Over a period of time you exhaust all of the
ideas in your thought vocabulary and the effort in your
energy basket and you accept a standard that is a trade
off.
IMPORTANT:- I hope you would accept and agree that you have
potential for more. (Let's face it; no human being has ever
reached their maximum potential.)
But wait a moment! What if your expectations were
different? Would that make a difference? What if your
beliefs were different about what you can achieve? Would
that change things? What if you learnt how other people
over the years have done miraculous things and made more of
their potential than the average people around them? Is it
possible that if you spent one hour a day talking,
questioning, and learning from a person who is dramatically
more successful than you or who has overcome incredible
odds to succeed, would it perhaps make a difference in your
'accepted standard of living' and in what you can achieve?
Is it worth the risk or effort to find out?
What if you went right out on a limb and exposed yourself
to the risk of wasting some time and effort to regularly
feed off other people who have already done bigger and
better things than you have? Are you happy enough with
where you are right now that you would not benefit from
learning a different set of rules? You know, it's not how
hard you work that makes the difference; it's how smart you
work!
One person could carry buckets of water all day long to
their vegetable garden to grow their food. Another could
dig an irrigation channel from a stream and then sit under
a tree for half the day and achieve the same outcome as the
person carrying the bucket. You are capable of far more
than you currently are achieving! If you just could break
free of your expectations and you self-inflicted limiting
thoughts.
I have previously made it clear (I hope) that it is
information that makes the big difference when it comes to
managing where your money goes. That is what my Simply
Budgets software package is all about. Hopefully you have
already taken advantage of the application of the basic
rules of 'goal setting' and 'organising' that Simply
Budgets has to offer.
Now I am suggesting that the application of different
information learnt from many experts in their field not
only might, but will, make a major difference in your life
both financially and in other personal ways.
This information I am referring to is available to you in a
very low cost form. What if you were to read one book a
month that was written by someone who has gone before you
and discovered exciting and empowering things about money
and personal development? Would that help you improve the
balance point in your life? Do you doubt that reading and
learning from the minds of great people would change who
you are and where you are going in life financially,
spiritually and personally?
I realised many years ago that we all travel the journey of
life wishing for more, but not really knowing what to do
about it. For every step forward there seems to be just as
many steps backwards. I changed my life by changing what I
believed about myself and how I thought in my own mind. It
took constant and consistent effort and learning from other
more successful people. I realised that if I wanted things
to change, I would have to change, and the only things I
could think of that influenced who I was, was the books I
read, the people I mixed with and listened to, the
television and movies I watched and my attitude to all of
these.
I want to suggest to you that you can totally change your
life over the years ahead by taking every opportunity you
can get to go to the right seminars, mix with successful
people, listen to learned speakers and read the right
books.
I believe this so much that I invited someone who I know
and trust to assist me to put together a list of books that
we feel you should consider reading as the beginning of the
start of the next phase of your life. Christian Uhrig is
that person. He is a business associate and friend who is
very successful and has a wealth of knowledge to draw upon.
He is widely read in the field of both personal and
financial development and so I invited him to assist me in
selecting a quality range of books that are sure to
educate, motivate, and inspire you on to a more successful
future.
After having done that, we decided to go one step further
for you. You are very welcome to go through the list of
books we recommend for you and find them at your local book
store. However, we realised there would be advantages in
the purchasing power you and all the other people who
receive the “Simply Budgets Money Hints and Tips” would
have together, and so we decided to offer these books to
you at a better price than you would normally have to pay.
Today I am happy to present to you the new Simply Budgets
Book Store. Take a look to see how we have set it up to
assist you. Click on the link below:-
<http://www.sb-books.com>
If you would like to add your name to a Mailing List that
will allow you to receive, free of charge, regular news and
information about new books and recommended reading, click
on the link below:-
<http://www.simplybudgets.com/bookstore.html>
Remember we respect your privacy and always adhere to our
privacy policy which is available for viewing at the Simply
Budgets web-site. We will never sell, rent or give your
information to anyone else without your permission.
I hope that the energy we have put into setting up this
resource will help you to become more satisfied in life and
able to bless more people around you with the wealth you
gain.
Until next time…..To Prosperity.
Regards David Wright.
