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Hi Wild One...do not despair, as this is the first I have seen it, and I liked it.:D If we all assumed everyone had the same level of knowledge as ourselves, and we had nothing more to add, we would learn nothing. Tell me, how do they work out the tip?:p GarryK

Here is a current joke re your topic...don't venture further if you may be offended by some mild racial stereotyping. (You have to say it to yourself with the right accent);) Mujibar was trying to get a job for Telstra in their Indian call centre. The Australian recruiting officer...

Thanks Peter.....some greats links there. GarryK

Article from the Australian Fiancial Review. More pain ahead for renters nationwide Mar 16 Robert Harley In Perth, potential renters are bidding for houses. In Sydney, workers are moving into backpacker accommodation. Across Australia, a rental crisis is growing - delivering better...

New site advertised on Melbourne radio. Link here: http://www.whatismyhomeworth.com.au/ Just put in a request for a free "median" price for one of my IPs. Anyone else used it ? GarryK

Well said. Even Her Gracious Majesty (QE2) has given us a wrap recently. There is a hell of a lot we are doing well at the present. Even heard a Canadian talking about just how well we do major sport events. The Commonwealth Games will go off without a drama from tonight. GarryK

Thanks Ajax, interesting site. Will a lender lend using the 50% interest as tenant in common as security? I think not as the assets of a super fund cannot have a charge over them. By doing this are you killing off your potential to grow a portfio of properties? Like most...

Hi Alex, In need, could you make a claim under your own building/contents insurance? Might be quicker. We just did that rather than wait for the BSA, as the builder had gone into liquidation. We were ale to get a building inspection report to say that the main damage was caused by a...

Ah beautiful Melbourne, perfect one day........who knows the next.:p Click here for a live cam of one of our bayside beaches, compliments of JV Marine. http://www.jvmarine.com.au/baycam.aspx It's as close as I am going to get to the beach today.:( GarryK

In theory, yes in reality, it makes no difference. In theory all FPs by law must make recommendations based on "how good the product is". I am an FP. If I am prepared to recommend a client invest in a high risk product, it makes no difference to me whether I get paid via a fee or...

Found here: http://www.westpac.com.au/internet/publish.nsf/Content/BBPR+Property+Market+Information Covers the outlook for residential, commercial, office etc... GarryK

Nigel, I'm not sure why you think there is a substantial difference? Either way, the fee or commission must be disclosed to the client. If a FP rebates all the commission and takes a fee direct from the client, and it's a dud investment, the result is still the same. Charging a fee...

For those that are interested in such things, I attended a presentation by Deutsche Bank Group who have a managed investment fund of global property.They call it RREEF, don't know what that stands for. It has been going since Oct 2004. Semmed to be a reasonable way of diversifying out of...

Another factor to be aware of when building, which I am currently experiencing. Home is built, loooks great, all approvals etc held and tennant moves in. 12 months later some leakage in the ceiling. Investigation reveals roof tiles not properly sealed by the builder. Not usually a big...

Make sure your building contract is time framed, with penalties if not available for occupation (not just completion). Because you will be drawing down your capital as it is built, your interest bill can mount up until you get the certificate of occupation from the council and put your tennant...

I always knew there was something going on, but somehow, I just couldn't put my finger on it. Thankfully, an e newslwetter I received from the guys at "All Things Considered", has made me aware of the incidious nature of Superannuation. Here is this groung breaking news. "1. Should...

Thanks Alex My situation going from bad to worse. RE Agent had an abusive phone call from tenants (young lady) father. Apparently she has asthma and because of the roof leaking, mould has developed, which is making her ill. RE Agent just wants me to fix the roof, which I am certainly not...

Agree with George here. I have moved house (usually around from town to town, once o/s) at leat 10 times, with wife and 2 kids. Like most professionals, removalists make it look easy, but its not. One other clue. Have a very good sense or where furniture is going in the new house...

I started buying shares in Oxiana (OXR) about 4 years ago. Gold/copper mine in Laos. Then, 16c, now $1.98 :D But, take no credit for being clever, mainly luck, and the recommednation of a broker. I have a few dogs as well from same broker, but that's the way it goes with speculative...

These are good discussions to have, as the more you know, the more pressure can be applied to the legislators to make super more appealing. And they do listen, it just takes time. In the last couple of years, the following changes have been made to enhance super: choice of fund ie you...